A Letter Of Protection (LOP) is a trust between you and the attorney with a medical professional who will provide care, and you will pay for the services rendered during the injury claim after it has been resolved.
Healthcare facilities and doctor’s offices do not accept a Letter Of Protection unless you hire a lawyer. Are you confused about how to prepare a LOP? Do not worry, as this blog has covered the necessary personal injury FAQ.
Letter of protection in a personal injury claim
If you are injured in an accident where the treatment cost exceeds the personal injury protection limits, you might need help to cover the medical bills which are not covered by your health insurance.
Signing the LOP with the medical provider offers protection to injury victims who do not have money to cover the medical expenses before the claim is resolved and compensation is received from the insurance company.
Is Letter Of Protection Legal?
Yes, a LOP is a legal contract between you and your doctor so that even if you can not pay for treating your injuries, you are legally obligated to pay for your medical bills.
Keep note that no one can force you to agree on a LOP. Your attorney can only legislate the contract between you and your doctor.
There is a possibility of losing your case, which might end up in massive medical debt. Therefore, it is essential to hire an attorney who has a strong career in making strong cases and has a proven track record of success.
Can The Letter Of Protection Be Used Against Me?
A LOP can offer some peace of mind for injury claims, but there are still some drawbacks, including the insurance company using it against you. When a doctor signs for a LOP for medical treatment, they are vested in the case’s outcome. The insurance company can use it to attack the credibility of the doctors, claiming that they are only focused on the money collected at the end of the case.
Will my doctor accept a Letter Of Protection?
Few doctors will accept a LOP from injury victims. They may not trust someone they have never dealt with. Here comes the role of your attorney. If your attorney is experienced enough in their field, they will have vast connections with reputable doctors who will negotiate payment for your treatment so that you do not stress about medical bills while the case is active.